Northwest Carpenters Health and Security Plan


The Board of Trustees is the named fiduciary of the Trust and has sole and exclusive discretionary authority to construe the provisions of the plan and to determine any and all questions pertaining to administration, eligibility, and benefit entitlement, including the right to remedy possible ambiguities and inconsistencies or omissions. The Board of Trustees have delegated certain administrative processes to the Northwest Carpenters Trusts, certain network providers and medical review organizations. In administering the plan, these organization may utilize their internal guidelines, medical protocols and third-party review organizations to determine whether or not specific services or supplies are covered under the terms of the plan. However, neither Northwest Carpenters Trusts, network provider, nor any medical review organization has authority to interpret or change the provisions of the plan.

Last Updated: 01/03/2022