Northwest Carpenters Health and Security Plan

Suspension of Eligibility for Noncovered Employment 

Your and your dependents’ coverage is suspended for noncovered employment as follows:

If you work in noncovered employment, your eligibility will be suspended on the first of the month following delivery of a 60-day notice of suspension. Noncovered employment means work of one hour or more during any calendar month:

  • In the building and construction industry; and
  • Within the State of Washington or in any contiguous state or in any state covered by a reciprocity agreement between the Trust and another welfare benefit plan; and
  • Which is of the type performed by employees or associate employees covered by the plan, or which requires directly or indirectly the use of the same skills employed by employees covered by a collective bargaining agreement or associate agreement requiring contributions to the Trust; and
  • For which no contributions are required to be made to the Trust.

It is your obligation to notify Northwest Carpenters Trusts upon commencement of noncovered employment.

If you cease noncovered employment within six months of the date benefits were suspended, and you provide written notice to Northwest Carpenters Trusts within that six-month period, your eligibility will be reinstated on the first of the month following the month in which noncovered employment ceases. Notification to Northwest Carpenters Trusts of the cessation of noncovered employment is required as a condition of reinstatement. If you do not notify Northwest Carpenters Trusts of a cessation of noncovered employment within that six-month period, your dollar bank will be forfeited and you will need to reestablish initial eligibility.

Last Updated: 10/31/2023