Northwest Carpenters Health and Security Plan


The Carpenters Health and Security Plan covers you and your dependents for a wide range of health benefits, including preventive care, physician services, inpatient care, dental and vision care, prescription drugs, short term disability (time loss), and life and accidental death and dismemberment benefits.

While the Carpenters Health and Security Plan was designed to cover the majority of medically necessary health expenses, you and each dependent must share the cost of some of these expenses with an annual deductible, various copayment and coinsurance expenses, and expenses which exceed benefit or scheduled maximums. These “out-of-pocket” expenses are described below.

Last Updated: 04/25/2023